Month: December 2021

Today’s Social Security column addresses questions about how stopping working before filing might affect benefit rates, when it can be possible to begin spousal benefits on a spouse’s record and becoming independently entitled to divorced spousal benefits before an ex files. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and
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CoreLogic, a real estate data analytics provider, today released its Home Price Index report, highlighting October 2021 data.   U.S. annual home price growth remained strong at 18% in October, the highest recorded in the 45-year history of the index. Nonetheless, monthly price growth has slowed from its April peak and signals a moderation in price growth that the
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Travelers wearing protective masks receive nasal swabs from nurses at a COVID-19 test site inside Terminal B at Los Angeles International Airport (LAX), on Sunday, Nov. 22, 2020. Bing Guan | Bloomberg | Getty Images The rules of international travel are changing — again. The emergence of the omicron variant of Covid-19 in southern Africa
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As the year comes to an end, it’s important to start planning your 2021 taxes to reduce your obligations wherever possible. Thinking about your taxes before it’s time to file will allow you to make the most of the deductions and strategies available to you so you can minimize your tax burden. After another unprecedented
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Let’s talk about the “4% rule,” originally from Bill Bengen’s seminal retirement distribution strategy research published in the Journal of Financial Planning in 1994.  In his research, Bengen found that historically at that time, you could have taken 4%, adjusted for inflation each year from an investment portfolio of a 50/50 mix of large cap U.S. stocks and government bonds, and it would not have run out of money in a 30
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BY DEFAULT, the IRS, brokerage firms, and most trade accounting programs use the First-In-First-Out (FIFO) accounting method. If you sell security A, its cost-basis is the first lot purchased — the first one “out” or sold. But there is another option called the Specific Identification (SI) accounting method. Assume you bought several lots of security
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“If I hadn’t found Audley Square, we wouldn’t be sitting here having this conversation,” said John Caudwell, speaking from his home in Staffordshire, England, about his nearly decade-long search for the site of his next major project. Caudwell, who sold his company Phones 4u for an estimated $2.8 billion in 2006, has launched a luxury real
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