“I’m going to spend less this month.” We’ve all said these words at some point in our lives. But changing your bad money habits isn’t easy. Most of our impulsive spending happens when our brain is on autopilot. The solution is to implement both short-term and long-term strategies which upend our reactive spending routine. From
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President-elect Joe Biden delivers remarks in Wilmington, Delaware, on Nov. 9, 2020. Angela Weiss | AFP | Getty Images President-elect Joe Biden ran on a platform that included proposals to shore up Social Security benefits while extending the program’s solvency. How his administration and the next Congress take shape will help determine just how many
Economic Security Planning, Inc. Today’s column addresses questions about when it would be best for a lower earning spouse to file for their own retirement benefits, what benefits can be available for a parent and a dependent disabled child and when survivor benefits might not be payable, at least not yet. Larry Kotlikoff is a
One of the National Association of Realtors “30 Under 30” real estate agents, serving the Del Mar and San Diego luxury residential market. getty Low inventory and record low interest rates signal a hot seller’s market. However, uncertainty about how the ongoing pandemic and future tax legislation might impact the economy has created a lot
The Dabb-Hawkins family Facebook group has been buzzing for the past few weeks. The big question: How to handle the holidays this year. There was a big push by some family members in October to get together in person for Thanksgiving. The other half of the family wanted to make Zoom dinner plans instead, according
Sign advertising apartments for rent in the Upper East Side in New York City. Adam Jeffery | CNBC Manhattan real estate may be turning the corner, as new rentals increased for the first time in over a year and sales activity started to creep higher after the Covid collapse. A big drop in rental prices
A visual representation of bitcoin with U.S. dollars. studioEAST | Getty Images Bitcoin briefly climbed above the $16,000 mark on Thursday, hitting a level not seen since January 2018. The cryptocurrency’s price rose as high as $16,019 just after 5 a.m. ET, according to data from industry site CoinDesk. It was last trading more than
Extinction Rebellion environmental activists protest around Bank Junction in the financial district on the 7th day of their ‘October Rising’ campaign on October 14, 2019 in London, England. Ollie Millington | Getty Images The Federal Reserve is going green, and that could mean a substantial change for the way financial institutions have to prepare for
The former U.K. chancellor Philip Hammond. Getty Images Corporations, foreigners, and rich people could be the answer to the £40 billion ($52.7 billion) hole in the U.K.’s public finances caused by the coronavirus pandemic. Philip Hammond, the former U.K. chancellor says that government borrowing will take the lion’s share of the debt burden until after
Founder and CEO of Smart Real Estate Coach, as well as host of the Smart Real Estate Coach Podcast. getty As a real estate coach, I tell students that we can teach them the skills and deal-structuring steps for the real estate world. But another essential piece is the mental component that helps a real estate
The logos of Amazon, Apple, Facebook and Google. Reuters Check out the companies making headlines in midday trading. Lyft — Shares of the ride hailing company rose more than 3% after executives said Lyft expects to become EBITDA profitable by the fourth quarter of 2021 even if there’s a slower than hoped-for recovery. The company
German Health Minister Jens Spahn told CNBC on Wednesday it’s “too early to say” whether the country will extend its partial lockdown beyond the month of November, contending more time is needed to determine if the latest round of coronavirus restrictions has adequately reduced transmission. “We need patience, actually, because the numbers of today actually
Martin Barraud | OJO Images | Getty Images When introducing clients to the idea of sustainable, or socially responsible, investing, financial advisors’ questions often spark a revelation. “Our first question to any potential client is about values,” said certified financial planner Mitchell Kraus, co-founder of Capital Intelligence Associates in Santa Monica, California. “What do you
I knew the day was coming, even if an effective vaccine would be announced shortly (which it was), my most “normal” activity, playing tennis, was, again, going to succumb to Covid-19 protocols. The virus has been surging in my state, with daily cases up over tenfold compared to where they were in June. Finally, the decree
Self-made billionaire Mark Cuban is committed to life-long learning and often says it is key to his success. In fact, Cuban has said time and money spent on learning is “the best investment” he has ever made. And now, “we’ve got to teach our kids how to learn, because that’s the ultimate skill going forward,”
Lindsay Hartmann, pictured with her sons, is married to an active-duty Marine. The family moved to Florida in June and she’s still trying to find a full-time job. Source: Lindsay Hartmann In the last eight months, Lindsay Hartmann has endured a bout with Covid-19, a job loss and a cross-country move. Uncertainty has long been
Camp Reboot in Palemo, Maine is 1,100 feet and designed by GO Logic. Copyright 2017 Josh Gerritsen Media I have been in awe of the houses designed by GO Logic for several years and have included their homes in several of my books. They have been innovators in designing and building prefabricated houses as well
Tax Planning Shutterstock Year-end tax planning for traders varies based on eligibility for trader tax status (TTS) in 2020 and 2021. There are different strategies to consider for investors, TTS traders using the capital gains method, and TTS traders using Section 475 MTM ordinary gain and loss treatment. TTS traders operate as sole proprietors, spousal
getty Imagine that you’re a blue-collar worker who starts out with an apprenticeship directly out of high school and works until your full retirement age of 67 — for a working lifetime of 49 years. If you had a pension in the private sector, say, 1.5% of pay per year, you’d get a pension benefit
Former Donald Trump campaign adviser, Healy E. Baumgardner, center, talks to a member of the media in the hallway of the Rayburn House Office building on Capitol Hill in Washington, Thursday, April 26, 2018. Pablo Martinez Monsivais | AP Two more people who attended an Election Night party at the White House have been diagnosed