Retirement

A regenerative medicine company in Vancouver, British Columbia that focuses on treatments for nerve damage and neurodegenerative diseases announced it will begin Phase 1 studies in early 2020 on a new treatment for Alzheimer’s disease. NervGen Pharma wants to advance its proprietary therapeutic technology platform, currently in development for spinal cord injury and multiple sclerosis

Getty By Jessica Thiefels, Next Avenue Contributor Transitioning from your nine-to-five career to becoming a business owner after 50 may sound enticing, with the freedom to set your own hours and profit from your passions. But midlife entrepreneurship comes with financial risks, too. Here’s how to manage them and set yourself up for success: Be

Americans Face A Retirement Crisis Because Of Past Policy Failures Getty American workers increasingly fall short in saving enough for retirement, even as the need to save more has gone up. The current options to save for retirement make it especially difficult for families to put money away. Retirement accounts such as 401(k)s and Individual

By John D. Anderson, Next Avenue Contributor Getty Your second half of life can be invigorated and energized by living out one or more of three opportunities. You can do all three at once, but will benefit most by focusing your energy on one, and enjoying the other two as additional fuel. They are: Pursue

Getty Americans increasingly believe that they won’t be able to retire at age 65 and enjoy financial stability in old age. In fact, 1 out of 3 workers recently surveyed by the Employee Benefits Research Institute expect to work until at least age 70 or never retire. Yet those who either want or need to

Look on the bright side. For real. Scientists at Boston University School of Medicine and Harvard University say just being optimistic can help you live longer. Specifically, their research showed both men and women who had higher levels of optimism had longer life spans, and that both sexes had a greater chance of living past

Share to facebook Share to twitter Share to linkedin While the U.S. has stayed strong, some other major economies are facing recessions. Getty Topline: Amid a global slowdown in economic growth that has seen central banks lower interest rates near zero or below in an effort to provide stimulus, here’s a look at which of

Getty Women concerned about how to make their money last in retirement will want to tune in to the latest episode of the new Friends Talks Money podcast (available on all major streaming platforms and on Friendstalkmoney.org). The reasons making money last is especially important for women: they tend to live longer than men and

Not contributing to a 401(k) was voted as the worst financial mistake made by Americans. Getty If you can’t remember making a financial mistake then it might be time to get your memory checked. While no one is immune to making inopportune financial decisions, some missteps are a lot more costly than others. Some mistakes

Think people want government out of their lives? Here’s a counterexample: Most Americans want the government to force them to save and to force employers to provide a retirement plan. The polling behind this view is so clear that I don’t know why more politicians aren’t talking about it.  Part of the growing mountain of

By Mark Ray, Next Avenue Contributor Getty As pastoral counselor Jane Myers’ husband, Steve, lay dying in a Louisville hospital in late 2016, his boss at the University of Louisville pulled her aside. ‘I’m so sorry to have to ask you this, but it’s exam time and we don’t know where the exams are,” he

E-wills are coming. The ability to create, sign and store a will online is becoming a reality in some states. The Uniform Law Commission recently passed the Uniform Electronic Wills Act. This Act will serve as a model for other states who want to adopt this type of legislation. Some states have already dipped their

Finding a retirement advisor is not as easy as it sounds. The sheer amount of advisors out there can be overwhelming, let alone the different types of platforms, devices, services, and other technology that are available all trying to vie for you and your hard earned dollars. Here’s the problem. You can find thousands of

At what age should you see a geriatrician? The easy answer is, there’s no easy answer. Merriam-Webster defines a geriatrician as a specialist in geriatrics, which in turn is defined as a branch of medicine that deals with the problems and diseases of old age and the medical care and treatment of aging people. But

Getty You know the old expression, “Everybody talks about the weather, but nobody does anything about it.” I sometimes feel that way about the high cost of health care. But Dr. Marty Makary, author of the new book about America’s health care system — The Price We Pay — is someone who’s actually doing something

Getty We’re in the midst of Medicare’s annual Open Enrollment season, which runs from October 15 through December 7. The decisions made during Open Enrollment are some of the key retirement financial decisions. Surveys show that even the affluent worry that retirement medical expenses will dissipate their wealth. Making shrewd decisions about Medicare coverage is

New plan finder Screenshot The Open Enrollment Period is officially on so we must all use the new Medicare Plan Finder. In the month since its introduction, the Centers for Medicare and Medicaid Services (CMS) has made some changes and added information. Here’s an update on how the Plan Finder works now.  Drug costs still very problematic

Our healthcare landlord Omega Healthcare Investors (OHI) is officially back. This 6% dividend has upside once again. We are about to receive our first payout raise since early 2018, which ends our seven-quarter drought in which the big dividend was paid but not raised. I say “drought” partially in jest because OHI yielded a fat

Thanks to the financial rewards offered by the SEC, CFTC, DOJ, IRS and other whistleblower programs, trustees and pension boards today—for the first time—have a fiduciary obligation to report wrongdoing to regulators and law enforcement. If they don’t, they may be shortchanging beneficiaries and participants.   It is well settled law that trustees, pension boards

Getty There should be a “Leave No 401(k) Behind Law.” Too many people forget to take their retirement savings with them when they clean out their desks at their old employer. Why is this so pandemic and what should you do to inoculate yourself from this potentially debilitating financial disease? There’s a trend permeating throughout