Retirement

Getty Once again, the CDC has released figures on the fertility rate in the United States. Once again, the figures show an all-time low. In May, the CDC released its provisional 2018 rates, with a total fertility rate of 1.728 births per woman. On Wednesday, the CDC released its final rate, at 1.730, a decline

Inspirational speaker on stage Getty Recently I had the DIS-pleasure of sitting through an invitation-only panel discussion on a topic I was quite excited about. I was attending a very large conference focused on the senior housing industry. The meeting was billed as a state-of-technology breakfast and was sponsored by a company that develops creative

They are sobering statistics. According to the National Institute of Deafness and Other Communication Disorders (NIDCD) age is the strongest predictor of hearing loss among adults aged 20-69, with the greatest amount of hearing loss in the 60 to 69 age group. And nearly 25 percent of adults in America aged 65 to 74 and

When Sam Dogen, creator of the popular Financial Samurai blog, first stepped away from the job at 34, he imagined he had finished his days as a working stiff. He built passive income streams that would fund much of his life and he had received a nice severance from his day-job in order to make

This article is part of a series; click here to read part One. Let’s continue to review the last 3 guidelines in the manifesto for my approach to retirement income planning. Getty Approach retirement income tools with an agnostic view The financial services profession is generally divided between two camps: those focusing on investment solutions

Blue Origin founder Jeff Bezos speaks after receiving the 2019 International Astronautical … [+] Federation (IAF) Excellence in Industry Award during the the 70th International Astronautical Congress at the Walter E. Washington Convention Center in Washington, DC on October 22, 2019. (Photo by MANDEL NGAN / AFP) (Photo by MANDEL NGAN/AFP via Getty Images) AFP

A monitor displays Charles Schwab Corp. signage on the floor of the New York Stock Exchange (NYSE) … [+] in New York in a file photo. Schwab released a study saying only 41% of the people receiving equity compensation have sold of their stock. Photographer: Michael Nagle/Bloomberg © 2017 Bloomberg Finance LP Participants in equity

I can remember pulling onto my grandparents’ farm about 15 miles west of Council Grove, Kansas on Thanksgiving Day in the backseat of my dad’s 1969 Delta 88 Oldsmobile. The dirt roads that led there were—and still are—rutted from the wagons that rolled along that portion of the 900 miles of Great Plains that connected

Economic Security Planning, Inc. Today’s column addresses questions about the best time to file, lump sum payments and benefit rates, earnings after 70, when public pensions affect benefits and calculating benefit amounts. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, a company that

By Rachel Hartman, Next Avenue Contributor Getty A growing number of Americans age 65 and older are shunning traditional retirement and continuing to work, part-time or full-time. And 37% of employees say they expect to work past 70, according to a 2018 Willis Towers Watson survey. While more employees are pushing back retirement age, their

Hearing, memory and mobility all going at once: the aging triple whammy. We see it with Walter 91, was a very accomplished CEO in his day. He has always been a take-charge guy. But now, he has a severe hearing loss which limits his life considerably. He hates hearing aids and won’t wear them. He

Don’t let a retirement decision hold you hostage Getty We were having Thanksgiving dinner at my grandma’s house like normal. Me and my brothers, along with my cousins, were at the kid table when my Aunt came by with the dish that she brought to pass.   She walked by and dropped two pieces of toxic sledge,

Increasing Wealth Inequality Has Gone Along With Declining Innovation Getty The share of wealth going to the top one percent has reached its highest level in three decades. Corporations using their resources to primarily keep shareholders happy, increased pressure on wages and benefits to fund these efforts and greater concentration of ever larger corporations that

With the release of presidential candidate Pete Buttigieg’s Social Security plan, the Democratic Party’s stance on Social Security is clearer than ever. All four top tier presidential candidates — Buttigieg, Joe Biden, Bernie Sanders and Elizabeth Warren — favor expanding, not cutting, Social Security. Democrats’ support for Social Security expansion extends beyond the presidential campaign

Getty There are, it will surprise no one, two sides to any story. Whether its private-sector multiemployer pensions or underfunded state and local public-sector pensions, some readers are adamant that benefits should be preserved because they were earned, fair and square, and others who insist, with greater or lesser degrees of sympathy for those affected,

A happy senior couple laughing having fun sailing at the wheel of a yacht or sail boat on a calm … [+] blue sea Getty Some of the stock market’s best dividend stocks are hiding in plain sight. But today, I’m going to introduce you to four long, longtime dividend-growing powerhouses that yield up to

Getty I am on a recession watch, looking for clues. I worry. The last time a recession started, which turned out to be the Great Recession, the official start date was late in the year. Holiday season 2007 shares similar characteristics to now.  The last time a recession started things were looking good for older

TOPSHOT – A sign written by protesters is seen at the Hong Kong Polytechnic University in the Hung … [+] Hom district in Hong Kong on November 22, 2019. – Hardline Hong Kong protesters held their ground on November 21 in a university besieged for days by police as the US passed a bill lauding

Calm senior mature couple relaxing on soft comfortable sofa having daytime nap together, carefree … [+] middle aged old family breathing fresh air enjoying no stress free peaceful weekend resting on couch Getty I’ve been getting worried emails from investors lately, and most are about one of two big fears: That a 2008-style market collapse

Share to facebook Share to twitter Share to linkedin Termination of Employment and layoff concept, Businessman holding Termination of Employment Form in… [+] paper brown envelope. photo credit: Getty Getty For employees, the end of the year doesn’t always ring in holiday cheer. For many employees, especially here in California where I’m based, longtime workforces